Bank of Baroda Credit Cards
Top-5 PSU bank by deposits; credit-card business operated as a separate subsidiary 'BOBCARD Ltd' (formerly BoB Financial).
BOBCARD Eterna and BOBCARD Premier offer premium travel + lounge benefits backed by a top-5 PSU bank — competitive option for PSU-bank loyalists.
Bank of Baroda's credit cards are issued through its wholly-owned subsidiary BOBCARD Limited (formerly BoB Financial Solutions). The lineup spans the BOBCARD Easy (entry LTF), Select, Premier, and Eterna tiers. The Eterna offers domestic + international lounge access and competes with mid-premium private-bank cards. BoB's PSU heritage means strong tier-2/3 city branch coverage and conservative customer-credit assessment.
All BoB credit cards
Every Bank of Baroda card we track, ordered by editorial rating. Each entry links to the full review with reward-rate breakdown, fees, and our verdict.
Bank of Baroda cards temporarily unavailable. Browse our full credit card catalog.
Customer care numbers
- 24×7 credit card
- 1800 5700 / 1800 22 1311 (toll-free)
- Lost / stolen card
- 1800 22 1311 (option 2)
- Fraud reporting
- crm@bobcard.co.in / 1800 5700
- crm@bobcard.co.in
- NRI helpline
- +91 22 6759 2632
- Branch locator
- Find a BoB branch →
Numbers and links sourced directly from Bank of Baroda's public help pages. BoB may update contact options without notice — verify on the bank's website before any financially sensitive action.
Frequently asked questions
What's the minimum salary for a Bank of Baroda credit card?
Is BOBCARD a separate entity from Bank of Baroda?
What lounge access does BOBCARD Eterna offer?
Compare BoB with peers
Regulated by Reserve Bank of India.
Credit cards in India are issued by banks and NBFCs licensed by the Reserve Bank of India. Card issuance, credit limit, interest rate (APR), fees, and reward structures are at the sole discretion of the issuer subject to KYC, credit profile, and internal policy. Rates and benefits shown on this page are issuer-published and may change without notice — verify on the issuer's official website before applying.
Risk note: Carrying revolving credit-card balances at typical APRs of 36–48% per annum is one of the most expensive forms of debt in India. Always pay the total amount due, not just the minimum.
InvestingPro is an independent comparison and education platform. We are NOT a SEBI-registered investment advisor, IRDAI-licensed insurance broker, or RBI-licensed lending intermediary. We may earn affiliate commission when you click through to a partner — see how we make money. For personalised advice consult a registered advisor.