Federal Bank Credit Cards
South-India-anchored private bank; flagship Scapia card is the leading zero-forex + LTF travel card for Indian travellers.
Federal Scapia is currently India's best zero-forex-markup lifetime-free credit card — 0% on international transactions + 20% airline cashback.
Federal Bank's standout credit-card product is the Scapia Card — a partnership with travel-focused fintech Scapia, offering 0% forex markup on international transactions, 10% airline cashback, and 20% hotel cashback at no annual fee. For Indian travellers spending overseas, the Scapia is the no-brainer companion card to a HDFC/Axis primary. Federal's own-branded line (Signet, Imperio) targets the bank's NRI + south-India customer base.
All Federal credit cards
Every Federal Bank card we track, ordered by editorial rating. Each entry links to the full review with reward-rate breakdown, fees, and our verdict.
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Manage your Federal credit card
Customer care numbers
- 24×7 credit card
- 1800 425 1199 / 1800 420 1199
- Lost / stolen card
- 1800 425 1199 (option 2)
- Fraud reporting
- contact@federalbank.co.in / 1800 425 1199
- contact@federalbank.co.in
- NRI helpline
- +91 484 263 0994
- Branch locator
- Find a Federal branch →
Numbers and links sourced directly from Federal Bank's public help pages. Federal may update contact options without notice — verify on the bank's website before any financially sensitive action.
Frequently asked questions
How is the Federal Scapia card different from a regular Federal credit card?
What's the minimum salary for the Federal Scapia card?
Is the Scapia card a credit card or a prepaid travel card?
Compare Federal with peers
Regulated by Reserve Bank of India.
Credit cards in India are issued by banks and NBFCs licensed by the Reserve Bank of India. Card issuance, credit limit, interest rate (APR), fees, and reward structures are at the sole discretion of the issuer subject to KYC, credit profile, and internal policy. Rates and benefits shown on this page are issuer-published and may change without notice — verify on the issuer's official website before applying.
Risk note: Carrying revolving credit-card balances at typical APRs of 36–48% per annum is one of the most expensive forms of debt in India. Always pay the total amount due, not just the minimum.
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