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HSBC India Credit Cards

Global bank with limited India CC line; Live+ card is the LTF cashback pick for HSBC current-account holders.

Updated May 2026● Methodology disclosed
What HSBC does well

HSBC Live+ offers flat 10% cashback on dining + entertainment + groceries (capped) — competitive for foodies + entertainment-heavy spenders.

HSBC India's credit-card line is tightly focused on the bank's existing relationship base. The Live+ card is the LTF flagship (10% cashback on dining/entertainment/groceries capped at ₹1,000/month + 1.5% baseline elsewhere). The TravelOne is the mid-premium travel pick. HSBC India is best for existing HSBC Premier or Advance Banking customers — non-customers will find application friction higher than at private-Indian-bank peers.

All HSBC credit cards

Every HSBC India card we track, ordered by editorial rating. Each entry links to the full review with reward-rate breakdown, fees, and our verdict.

HSBC India cards temporarily unavailable. Browse our full credit card catalog.

HSBC support

Customer care numbers

24×7 credit card
1860 500 2002 / 1800 103 4722
Lost / stolen card
1860 500 2002 (option 2)
Fraud reporting
customerservices.hbap@hsbc.co.in / 1860 500 2002
Email
customerservices.hbap@hsbc.co.in
NRI helpline
+91 33 6680 0001

Numbers and links sourced directly from HSBC India's public help pages. HSBC may update contact options without notice — verify on the bank's website before any financially sensitive action.

Frequently asked questions

What's the minimum salary for an HSBC credit card?
Live+ asks for ₹50K/month (or being an HSBC Advance/Premier customer). TravelOne typically requires ₹75K+. HSBC's premium cards (Visa Infinite) are largely tied to HSBC Premier banking (₹1.5cr deposit/investment threshold).
Does HSBC have a presence in tier-2 cities?
HSBC India branches are limited to 26 cities (major metros + select tier-1). All servicing for non-branch cities is digital. For pan-India branch access at zero fee, HSBC is a poor fit — choose SBI, HDFC, or Axis.
Is HSBC India safe after the parent's UK regulatory issues?
HSBC India is a separately-capitalised branch of HSBC Holdings UK, regulated by RBI. Indian deposits are DICGC-insured up to ₹5 lakh. UK parent regulatory actions don't affect Indian operations. HSBC India retains a stable rating from Indian rating agencies.
RBI regulatory notice

Regulated by Reserve Bank of India.

Credit cards in India are issued by banks and NBFCs licensed by the Reserve Bank of India. Card issuance, credit limit, interest rate (APR), fees, and reward structures are at the sole discretion of the issuer subject to KYC, credit profile, and internal policy. Rates and benefits shown on this page are issuer-published and may change without notice — verify on the issuer's official website before applying.

Risk note: Carrying revolving credit-card balances at typical APRs of 36–48% per annum is one of the most expensive forms of debt in India. Always pay the total amount due, not just the minimum.

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No paid rankings
Methodology disclosed
SEBI-compliant
228+ researched articles