IDBI Bank Credit Cards
Mid-sized public-sector-adjacent bank (LIC majority shareholder since 2019); credit-card line targets existing IDBI savings + LIC policyholder base.
IDBI Bank credit cards are best-fit for existing IDBI customers and LIC policyholders — preferential application processing + relationship pricing.
IDBI Bank's credit-card portfolio is conservatively-sized and oriented around the bank's existing relationship base (savings-account holders + LIC policyholders, since LIC is the majority shareholder). The Aspire, Imperium, Royale, Euphoria, and Winnings lines cover entry-mid-premium tiers. Reward rates and category caps are conservative versus private-bank peers. Best for customers who already bank with IDBI for salary or have an active LIC relationship.
All IDBI credit cards
Every IDBI Bank card we track, ordered by editorial rating. Each entry links to the full review with reward-rate breakdown, fees, and our verdict.
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Customer care numbers
- 24×7 credit card
- 1800 209 4324 / 1800 22 1070 (toll-free)
- Lost / stolen card
- 1800 209 4324 (option 2)
- Fraud reporting
- customercare@idbi.co.in / 1800 209 4324
- customercare@idbi.co.in
- Branch locator
- Find a IDBI branch →
Numbers and links sourced directly from IDBI Bank's public help pages. IDBI may update contact options without notice — verify on the bank's website before any financially sensitive action.
Frequently asked questions
What's the minimum salary for an IDBI Bank credit card?
Do LIC policyholders get preferential IDBI credit card terms?
Is IDBI Bank a PSU or private bank?
Compare IDBI with peers
Regulated by Reserve Bank of India.
Credit cards in India are issued by banks and NBFCs licensed by the Reserve Bank of India. Card issuance, credit limit, interest rate (APR), fees, and reward structures are at the sole discretion of the issuer subject to KYC, credit profile, and internal policy. Rates and benefits shown on this page are issuer-published and may change without notice — verify on the issuer's official website before applying.
Risk note: Carrying revolving credit-card balances at typical APRs of 36–48% per annum is one of the most expensive forms of debt in India. Always pay the total amount due, not just the minimum.
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