Punjab National Bank Credit Cards
Second-largest PSU bank by branches; credit-card business operates under 'PNB Cards & Services' wholly-owned subsidiary.
PNB credit cards are best-fit for existing PNB customers in tier-2/3 cities — widest PSU branch network outside SBI for cash bill payments + servicing.
Punjab National Bank's credit-card line operates through PNB Cards & Services Limited (PNBCSL), a wholly-owned subsidiary. The portfolio (PNB Global Classic, Gold, Platinum, Select, RuPay PNB Patanjali co-brand) is conservatively-positioned. PNB's strength is its tier-2/3 city branch network — for customers outside metros who need physical branch servicing, PNB is one of the few private/PSU options available locally.
All PNB credit cards
Every Punjab National Bank card we track, ordered by editorial rating. Each entry links to the full review with reward-rate breakdown, fees, and our verdict.
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Customer care numbers
- 24×7 credit card
- 1800 180 2222 / 1800 103 2222 (toll-free)
- Lost / stolen card
- 1800 180 2222 (option 2)
- Fraud reporting
- care@pnb.co.in / 1800 180 2222
- care@pnb.co.in
- NRI helpline
- +91 120 2490 000
- Branch locator
- Find a PNB branch →
Numbers and links sourced directly from Punjab National Bank's public help pages. PNB may update contact options without notice — verify on the bank's website before any financially sensitive action.
Frequently asked questions
What's the minimum salary for a PNB credit card?
Is PNB Cards & Services the same as Punjab National Bank?
What is the PNB Patanjali RuPay credit card?
Compare PNB with peers
Regulated by Reserve Bank of India.
Credit cards in India are issued by banks and NBFCs licensed by the Reserve Bank of India. Card issuance, credit limit, interest rate (APR), fees, and reward structures are at the sole discretion of the issuer subject to KYC, credit profile, and internal policy. Rates and benefits shown on this page are issuer-published and may change without notice — verify on the issuer's official website before applying.
Risk note: Carrying revolving credit-card balances at typical APRs of 36–48% per annum is one of the most expensive forms of debt in India. Always pay the total amount due, not just the minimum.
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